REACH Level 1 Deadline and Requirements

Level 1 – Due Aug. 31

Benefit Eligible Employee and Insured Spouse

• 2023 Participation Consent Form
• Online Health Risk Assessment
• Upload your Well Visit Form with REACH lab measures
  • Your REACH Labs must be completed 24 hours prior to your Annual
    Well Visit.

REACH labs may be drawn at the following locations. No appointment or order is necessary.

• Pavilion Outpatient Center
• Coal City
• Bourbonnais Campus
• Watseka
• Workforce Health

Health Insurance Premium Credit

• $780 Employee
• $520 Spouse

Employee must complete Level 1 for spouse to be eligible for spousal credit. All credits are applied to the employee health plan premium. Employee Financial Incentive: $100

Employee Wellness Department Key Dates

• National Immunization Awareness Month
• Watch for your “report card” via email on Aug. 15
• REACH Level 1 Deadline: Aug. 31
• REACH Level 2 and 3 Deadline: Dec. 15

HDHP With an HSA vs. PPO – Which is the Right Choice?

As you start thinking about Open Enrollment this Fall, you may be considering enrolling in one of our Health Savings Account (H.S.A.) plans for significant savings on health insurance premiums. The Health Savings Account or H.S.A. options have higher deductibles and office visits and prescriptions are subject to that deductible (no copayments), but they also have lower payroll contributions and allow you to set aside those savings into a Health Savings Account to pay for deductible and out of pocket expenses on a pre-tax basis. The best part of these plans is the lower payroll deduction amounts and the lower maximum out of pocket on the medical and pharmacy portion of the benefits. Plus, an HSA allows you to save money for qualified expenses, such as contact lenses or monthly prescriptions, as well as unexpected ones —now and in the future.

Why enroll in one of the H.S.A. eligible plans?

You own it – The money is yours until you spend it, including Riverside’s contributions of $850-$1100 annually. You keep it, even if you change jobs, health plans or retire.

Tax savings – HSA’s help you plan, save and pay for health care, all while saving on taxes. For example, if you make an annual contribution of $1,200, the annual income tax savings could add up to $452 (25% federal | 5% state | 7.65% FICA).

• The money you deposit is federal income tax-free.
• Savings grow income tax-free.
• Withdrawals for qualified medical, dental, or vision expenses are also income tax-free.

It’s not just for doctor visits – Once you’ve contributed to your account, you can use the funds in your I-ISA to pay for qualified expenses such as: Dental care, including extractions and braces, Vision care, including contact lenses, prescription sunglasses and LASIK surgery, Prescription medications and certain over-the-counter drugs, Chiropractic services, Acupuncture, etc.

Access to medications on the preventive drug list at no cost: Both H.S.A. plans includes access to the HDHP Preventive Drug list and medications on the list are available to you at no cost. Save for the future – Your HSA rolls over from year to year, so you can continue to grow your savings and use it in the future – even into retirement.

REACH Portal Spotlight Are you curious about the improvement of your health measures over time? Check it out now! Just visit the REACH portal and click on the Health Measures tab at the top of the homepage. There you can see how your biometrics have changed over time!

Update to Level 2 and 3-RMG Provider NOT Required

Ensuring the health and wellbeing of our employees remains a priority for Riverside Healthcare. Riverside appreciates the long standing and trusted relationships our employees and spouses have with their primary care providers. As a result, Riverside will not require an RMG provider as a requirement to participate in REACH Level 2 and 3, as previously shared.

Understanding your REACH eStatement

You recently received an eStatement for your Level 1 REACH requirements via email. This eStatement presents your status for meeting your requirements to earn incentives. A checkmark indicates that you have completed the requirement, whereas an X shows that you have not. Note that this is based on information received as of the send date of the eStatement, and it may take up to a week for a completed activity to be reflected in our records.

To see more details, log in to www.RiversideHealthcare.org/REACHon your desktop or mobile device or access the REACH wellness portal by clicking on the REACH icon found on Rivernet or the Employee Self Service Portal from the Riverside Network.

Requirements to meet your incentives include completing the Participation Consent Form, completing your online Health Assessment, completing your REACH labs, and scheduling your annual REACH well visit. The deadline to meet these requirements for Level 1 completion is Aug. 31. If you did not receive the email or have any additional questions, please contact the Employee Wellness Department at x 37296 or Asset Health at [email protected] or 855-444-1255.

Employee Wellness Department Key Dates

• Biometric reminder sent to employees and spouses via email – July 18
• REACH Level 1 Deadline: Aug. 31
• Skin Cancer Awareness Month

Update on the Sports Challenge

The Stadium Step Tour Challenge has come to a close on June 25. We are very excited to have helped participants take steps in increasing their level of physical activity! Challenges are a fun, interactive way to improve health, increase your mood and get moving. Now that the challenge is over, we know that participants will do what it takes to keep up with their new healthy lifestyle! Make the new, healthy behaviors you have adopted during the challenge be a part of your regular routine.

Empower Retirement Plan

Riverside HealthCare is pleased to offer one-on-one meeting opportunities to speak with Jennifer Frahm, our Empower Retirement Education Counselor, about your Riverside HealthCare 403(b) Retirement Plan and discuss financial topics that are important to you, such as:

• Plan details
• Understanding your Lifetime Income Score^SM
• Saving more… increasing your deferral
• The funds in your plan
• Investing basics, such as financial terminology and risk assessment
• Asset allocation and diversification
• Getting ready for retirement

And much more!

To schedule your one-on-one meeting with Jennifer, go to riversidehealthcare.empowermytime.com Take action to reach your goals for financial wellbeing — schedule a meeting today!