View the Benefits FAQ document by visiting your Employee Self Service portal or use the link below.

Help to lower your prescription costs…  

• Generic Medications:  Using generic medications can provide significant cost savings. Ask your provider or pharmacist if there is a generic treatment option available and if it is appropriate for you. 
• Different Medication Choice:  Oftentimes, there is more than one medication option to treat the same condition.  If it seems your cost is high, ask your pharmacist if there are any alternatives you can suggest to your provider.  Don’t be afraid to ask questions – your provider wants to prescribe the best option for you, but sometimes, there is more than one – and it may be worth it to ask.
• Different Pharmacies:  Out-of-pocket costs of medications are very important to know. OptumRx has an online tool that tells you how much your prescription costs and helps you shop around for the lowest price at different pharmacies in your area.
• Coupon Savings:  There are many discount programs you can find online that may provide cost savings compared to the out-of-pocket prices. There are a number of websites out there, CommunityCaresRX.com, WellRX.com, and GoodRX.com are a few.  Or go to Google and search coupons using the name of your medication and dosage.  Coupons aren’t available for all medications and not all coupons will apply toward your deductible and out-of-pocket amounts on your medical plan.
• Patient Assistance Programs:  Many drug manufacturers offer Patient Assistance Programs. The most reliable way to find if financial assistance is available is through the manufacturer’s website (you may find the name of a drug’s manufacturer during your Google search). 

Prescriptions are typically less expensive if you utilize OptumRx, rather than a retail pharmacy. OptumRx can apply coupons and discounts as well even if they are not listed as an option on the manufacture’s site.  Once you have your coupon or discount information you may call OptumRx at the number listed on the back of your UMR Health Insurance Card and ask them to apply the coupon savings to your prescription.

Don’t Skip Important Medications!  The most important thing you can do for your health is to stay on track with your necessary medications. While it is tempting to skip doses, or just forego filling a prescription altogether, this will often result in worsening your illness or condition. Ultimately, going untreated or under-treated can lead to far more serious and expensive health care outcomes, such as hospitalizations, more prescription medications, missed workdays, and an overall lack of well-being. Keep up with your daily medications, and always ask your provider before stopping medications. Take advantage of preventive appointments and annual well-check appointments. Communicate with your pharmacist and provider to make sure you understand why you are taking each medication. We want you to have the best possible health outcomes. Be an advocate for your own health by working with your pharmacist and provider to find the most affordable and effective solutions together.

If you still find that you can’t afford your medications and need assistance, please feel free to call for help:

• Christi Landeck, Benefit Coordinator – Ext 37255
• Lynn Christian, REACH Wellness and Outreach Manager – Ext 37264  
• Claims assistance with our broker, WFI – 866-256-6660